People with huge debts on their credit cards usually tend to make the minimum payment every month to pull on. However heavy rates of interest and penalties will swallow these small payments and the total debt will go on fattening up.
In an effort to reduce your debt, you may make some payment to reduce some small bits of debt but you may not be able to even scratch the bigger debts. A qualified credit counselor at this stage can come to your rescue. He can offer you help to reorganize
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